Employee benefits consulting since 1989

Benefits planning that feels personal, strategic, and easy to manage.

Welcare Financial Group helps Bay Area employers design, broker, and support benefits programs with boutique service and practical guidance.

Request a Quote Call (650) 802-9288
1989
Founded in early 1989
300+
Employer clients
2 to 300+
Employees per group served
manager@welcare.com (650) 802-9288
1668 El Camino Real, San Carlos, CA 94070

Services

High-touch support for every stage of the benefits lifecycle.

From renewal strategy to employee communication, Welcare works like an extension of your leadership and HR team.

Plan Strategy

Evaluate plan design, renewal options, contribution strategy, carrier fit, and cost controls with clear recommendations.

Explore plan strategy

Enrollment Support

Prepare employees for decisions with enrollment planning, meetings, communications, and responsive broker support.

Explore enrollment support

Administration

Coordinate day-to-day plan service, forms, eligibility questions, compliance tasks, and carrier follow-through.

Explore administration

Products

Coverage options for companies, individuals, and globally mobile teams.

Welcare brings planning, products, services, brokerage, and consulting into a single advisory relationship.

Employee Benefits

Medical, dental, vision, life, AD&D, disability, Section 125, wellness, executive benefits, and related group programs.

Individual & Personal Insurance

Individual and family coverage, Medicare supplement options, Medicare Part D, life insurance, and disability insurance.

International Benefit Programs

Benefit solutions for expatriates, international travelers, and local nationals who need coverage across borders.

Approach

A clear process for decisions that affect your people and your budget.

Welcare keeps the work structured, so leaders can compare options, understand tradeoffs, and move from renewal to rollout with confidence.

See the strategy process
  1. 01

    Define objectives

    Clarify workforce needs, budget targets, compliance requirements, and retention goals.

  2. 02

    Build the plan

    Compare carriers and plan designs to balance access, service, pricing, and long-term flexibility.

  3. 03

    Support the rollout

    Coordinate enrollment, communicate clearly, and stay close as questions and service needs come up.

Team

Direct access to a focused benefits team.

Work with advisors who know your account, your employees, and the carrier details behind each recommendation.

Contact Welcare

Tell us what coverage you need.

Share general company and contact details. A member of the Welcare team will follow up to understand timing, group size, and plan priorities.

Please do not submit sensitive medical information through this form.

(650) 802-9288 manager@welcare.com
1668 El Camino Real, San Carlos, CA 94070